Corporate Lending Analyst Job Vacancy in Livingstone, Zambia – Banking & Financial Services

Job Description

Position: Corporate Lending Analyst

Company: Absa Bank Zambia

Location: Livingstone, Zambia

Experience: 3-5 years in corporate lending or credit analysis

Education: Bachelor’s degree in Finance, Economics, Business Administration or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Corporate Banking

Salary: SSP 150,000 – 250,000 per annum

Vacancies:1

Company Overview

Absa Bank Zambia is a leading financial institution delivering innovative banking solutions across the country. With a strong heritage rooted in the African market, Absa provides retail, corporate, and investment banking services that empower businesses and individuals alike. The bank’s commitment to digital transformation, sustainable finance, and community development makes it a top employer for ambitious professionals seeking career growth. As part of the broader Absa Group, the Zambian subsidiary benefits from international best practices, robust risk management frameworks, and a culture that values diversity and inclusion. This environment offers a unique platform for talent to contribute to the nation’s economic development while gaining exposure to regional and global banking trends. The role is situated in Livingstone, a vibrant city known for its tourism industry and strategic location near the Zambezi River, providing a dynamic backdrop for corporate banking activities.

Absa Bank Zambia continuously seeks to attract top talent to support its mission of delivering superior financial services. The bank’s reputation for excellence, combined with its focus on employee development, makes it an attractive destination for professionals looking to advance their careers in the banking sector. By joining Absa, you become part of a forward‑thinking organization that prioritises innovation, customer centricity, and responsible banking. This is an excellent opportunity for individuals who are passionate about finance, eager to work in a collaborative environment, and motivated to drive impactful results for corporate clients across Zambia.

Job Overview

The Corporate Lending Analyst will play a pivotal role in assessing, structuring, and monitoring credit facilities for medium to large enterprises. Reporting to the Corporate Banking Manager, you will evaluate financial statements, conduct industry analysis, and prepare detailed credit proposals that align with Absa’s risk appetite. The position involves close interaction with relationship managers, clients, and risk committees to ensure sound lending decisions. As part of your duties, you will also support portfolio management, conduct periodic reviews, and contribute to the development of credit policies. For more information about career opportunities in Zambia, visit Zambia Jobs Search. This role offers a blend of analytical rigor and client‑facing responsibilities, making it ideal for professionals seeking a challenging and rewarding career in corporate banking.

Key Responsibilities

• Analyze financial statements, cash flow projections, and market trends to assess creditworthiness of corporate clients.
• Prepare comprehensive credit proposals, including risk assessments, repayment structures, and covenants.
• Collaborate with relationship managers to understand client needs and tailor financing solutions.
• Present credit recommendations to the Credit Committee and incorporate feedback into final approvals.
• Monitor existing loan portfolios, conduct periodic reviews, and identify early warning signs of credit deterioration.
• Maintain accurate documentation in the bank’s credit system and ensure compliance with regulatory requirements.
• Assist in the development and refinement of corporate lending policies and credit scoring models.
• Stay updated on industry developments, economic indicators, and regulatory changes affecting corporate finance.

Required Skills

• Strong analytical and quantitative skills with the ability to interpret complex financial data.
• Excellent written and verbal communication skills for preparing reports and presenting to senior stakeholders.
• Proficiency in Microsoft Office Suite, especially Excel; experience with credit analysis software is a plus.
• Attention to detail and a high degree of accuracy in documentation.
• Ability to work independently and as part of a multidisciplinary team.
• Strong interpersonal skills to build relationships with clients and internal partners.
• Knowledge of Zambian banking regulations and international best practices in credit risk.

Education

A Bachelor’s degree in Finance, Economics, Business Administration, Accounting, or a related discipline is required. Professional certifications such as CFA, CPA, or a banking-specific qualification are advantageous and demonstrate a commitment to continuous learning.

Experience

Applicants should have 3 to 5 years of experience in corporate lending, credit analysis, or a related financial services role. Experience within the Zambian market or familiarity with local industries such as mining, tourism, agriculture, and manufacturing will be considered an asset.

Salary

The compensation package ranges from SSP 150,000 to SSP 250,000 per annum, commensurate with experience, qualifications, and performance. The package includes performance‑based bonuses and other incentives aligned with the bank’s objectives.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave, sick leave, and public holidays.
• Employee assistance program and wellness initiatives.
• Competitive loan and mortgage rates for staff.
• Recognition awards and career advancement opportunities.

Training

• On‑boarding program covering Absa’s risk framework, systems, and corporate culture.
• Continuous professional development through workshops, webinars, and industry conferences.
• Access to e‑learning platforms for certifications such as CFA, CPA, or banking risk management.
• Mentorship program pairing analysts with senior banking professionals.

Working Environment

Located in the modern Absa Business Centre in Livingstone, the office offers a collaborative workspace equipped with state‑of‑the‑art technology. The bank promotes a culture of teamwork, innovation, and ethical conduct. Flexible working arrangements, including occasional remote work, are available to support work‑life balance.

Application Process

Interested candidates should submit their application through the Absa careers portal, attaching a current CV and a cover letter outlining relevant experience and motivation for the role. Shortlisted applicants will be invited to a competency‑based interview followed by a technical assessment. Successful candidates will receive an offer letter detailing terms of employment.

Equal Opportunity Statement

Absa Bank Zambia is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.